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The health-care marketplace is complicated. Skyrocketing premiums, soaring deductibles and increased out of pocket costs are the new normal.
But at the PHBP we have you covered.
When we launched this plan in 2007 we made a commitment to offer free, high quality insurance for our freelance workforce. Over a decade later, despite rising healthcare costs, we are still keeping that promise.
While your Medical coverage will remain with Anthem Blue Cross, the nation’s largest of providers, in 2019 the PHBP will be providing different types of coverage based on your earnings.
Read below to learn more.
All eligible Freelance employees will continue to receive Medical, Pharmaceutical, Dental, Vision, Short Term and Long Term Disability Insurance at no cost on an annual basis. Starting in 2019, eligible Freelancers will also receive a $25,000 Life Insurance policy, also free of charge.
(Eligibility requirements stay the same.)
All plans utilize the most extensive networks offered by Anthem Blue Cross and its affiliated Blue Shield networks where available
TIER 1 - Annual Reported Income: Up to $74,999
Available Medical Coverage: PHBP Classic Plus PPO
TIER 2 - Annual reported Income: $75,000 - $109,999
Available Medical Coverage: PHBP Classic Plus PPO -OR- ‘Buy Up’ to the PHBP Classic Premier PPO
TIER 3 - Annual reported Income: $110,000 and above
Available Medical Coverage: PHBP Classic Plus PPO -OR- PHBP Classic Premier PPO
CLICK HERE for coverage description.
*“Salary figures are stated for convenient reference only and eligibility is based on 9% contributions actually received derived from such salary amounts.”
CLICK HERE for a complete breakdown of costs and fees.
Covered Freelancers can add their dependents: