Find all the PHBP’S Relief Announcements and Updates. Click on the link below and scroll to the COVID category for all documents.
ACCESS DOCUMENTSDownload the 2023 Non-California Freelance Enrollment Benefit Guide for New and Renewing Enrollees.
GO TO GUIDEWatch these short explainer videos for a complete overview of your benefits
WATCH VIDEONewly Eligible and Renewing Freelancers will receive a notice to enroll directly through Synergy's licensed benefits counselors or with Employee Navigator, an online enrollment portal new to the PHBP for 2020.
SEE SAMPLE FLYERSign in to check your current Tier level based on your last qualification period, as well as your reported work for your current qualification period.
LEARN MORETake advantage of mental and physical wellness programs, discounts and other perks!
LEARN MORE
The health-care marketplace is complicated. Skyrocketing premiums, soaring deductibles and increased out of pocket costs are the new normal.
But at the PHBP we have you covered.
When we launched this plan in 2007 we made a commitment to offer free, high quality insurance for our freelance workforce. Over a decade later, despite rising healthcare costs, we are still keeping that promise.
Read below to learn more.
All eligible Freelance employees will receive benefits on an annual basis at no cost. These benefits include:
Voluntary Benefits are available a la carte to all Freelancers and may be purchased separately. These voluntary benefits include:
TIER 1 –
Annual reported Income: Up to $49,999
Available No Cost Medical Coverage: Classic Plus PPO -OR- High Deductible Health Plan w/ tax advantaged Health Savings Account (HSA).
TIER 2 – Annual reported Income: $50,000 - $109,999
Available No Cost Medical Coverage: Classic Plus PPO -OR- High Deductible Health Plan w/ tax advantaged Health Savings Account (HSA).
Available “Buy-up” Medical Coverage: Classic Premier PPO
TIER 3 – Annual reported Income: $110,000 and above
Available No Cost Medical Coverage: Classic Plus PPO -OR- High Deductible Health Plan w/ tax advantaged Health Saving Account -OR- Classic Premier PPO
“Salary figures are stated for convenient reference only and eligibility is based on contributions actually received as derived from such salary amounts.”
Covered Freelancers can add their eligible dependents: