Find all the PHBP’S Relief Announcements and Updates. Click on the link below and scroll to the COVID category for all documents.
ACCESS DOCUMENTSDownload the 2022 California Freelance Enrollment Benefit Guide for New and Renewing Enrollees.
GO TO GUIDENewly Eligible and Renewing Freelancers will receive a notice to enroll directly through Synergy's licensed benefits counselors or with Employee Navigator, an online enrollment portal new to the PHBP for 2020.
SEE SAMPLE NOTICESign in to check your current Tier level based on your last qualification period, as well as your reported work for your current qualification period.
LEARN MOREAs a PHBP participant, you are being given the option to consent to receive PHBP Plan documents and notifications electronically!
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The health-care marketplace is complicated. Skyrocketing premiums, soaring deductibles and increased out of pocket costs are the new normal.
But at the PHBP we have you covered.
When we launched this plan in 2007 we made a commitment to offer free, high quality insurance for our freelance workforce at no cost. Over a decade later, despite rising healthcare costs, we are still keeping that promise.
Read below to learn more.
All eligible Freelance employees will receive benefits on an annual basis at not cost. These benefits include:
Voluntary Benefits are individually available to all Freelancers and may be purchased separately. These voluntary benefits include:
which you earned eligibility for your current coverage period.
tier at the end of the current qualifying period. If you are eligible
for continued coverage at the same tier level, your current coverage
will be the default renewal coverage if no changes are made.
TIER 1 –
Annual reported Income: Up to $74,999
Available Medical Coverage: PHBP CA Classic HMO-OR- HDHP w/ HSA
TIER 2 – Annual reported Income: $75,000 - $109,999
Available Medical Coverage:
PHBP CA Classic HMO -OR- HDHP w HSA
-OR-
‘Buy up’ to the PHBP Classic Premier PPO
TIER 3 – Annual reported Income:
$110,000 and above
Available Medical Coverage:
PHBP CA Classic HMO -OR- HDHP w HSA
-OR-
PHBP Classic Premier PPO
“Salary figures are stated for convenient reference only and eligibility is based on 9% contributions actually received derived from such salary amounts.”
Covered Freelancers can add their dependents: