Spotlight: Dramatic Freelance Dependent Cost Reduction for 2016 Open Enrollment

January 03, 2016

We’ve kicked off Open Enrollment season for Freelancers with dramatic reductions to dependent costs. Premium amounts payable to Anthem increased by approximately 14.5% in 2016, but we’re not passing the full increase along to our freelancers with dependents. Our new monthly freelancer dependent cost structure will be $250 for the first dependent (whether that be a spouse or a child) and an additional $100 per dependent after that. So, for example, if someone has a spouse and a child, the cost to the freelancer would only be $350, rather than the full amount due to Anthem of $1,064.04 for family coverage (reflects the 16.24% increase effective in 2016).

Overall, our low renewal rates for staff employers, new freelancer dependent cost model, and quality benefit plans, make us an attractive option for the 2016 plan year. We’ve already sent out our open enrollment information to our staff employers and freelance employees. Please feel free to reach out to with any questions, and stay tuned for more information about the Plan, as well as emails about benefit webinars scheduled between December 17th and December 21st.

We hope that you’ll continue to be part of PHBP, and look forward to another healthy year with you!”