Costs

Contributing employers are required to pay contributions for their non-union freelancers in covered categories, starting with when the employer joins PHBP, and if the employer elects to cover staff employees, contributions on their staff employees as well. Please note that for staff employees, the employer may require that the staff employee reimburse the employer up to 25% of the employee-only premium amount, and up to all of the dependent coverage costs.

Contributions for freelance employees are 8% of each freelancer's gross earnings, and contributions for staff employees are equal to the premium amounts payable to Anthem every month.

2017 monthly staff contributions are as follows:

Effective January 1, 2017, the following rates are in effect: 1. Monthly Premium Amount and Staff Coverage Administrative Fee* for Contributing Employers that were part of the Staff Plan prior to January 1, 2017
2017 Monthly Staff Contribution Amount, Option 1: Medical and RX Only
Employee
Premium $507.74
2% Fee $10.15
Total $517.89
Employee + SP/DP
Premium $1,117.20
2% Fee $22.34
Total $1,139.54
Employee + Ch(n)
Premium $913.97
2% Fee $18.28
Total $932.25
Family
Premium $1,574.10
2% Fee $31.48
Total $1,605.58


2017 Monthly Staff Contribution Amount, Option 2: Medical, Dental, Vision, and RX
Employee
Premium $551.47
2% Fee $11.03
Total $562.50
Employee + SP/DP
Premium $1,204.21
2% Fee $24.08
Total $1,228.29
Employee + Ch(n)
Premium $1,010.78
2% Fee $20.22
Total $1,031.00
Family
Premium $1,710.25
2% Fee $34.21
Total $1,744.46
2. Monthly Premium Amount and Staff Coverage Administrative Fee* for Contributing Employers that have not previously been part of the Staff Plan:
Option 1: Medical and RX Only
Employee
Premium $507.74
2% Fee $25.39
Total $533.13
Employee + SP/DP
Premium $1,117.20
2% Fee $55.86
Total $1,173.06
Employee + Ch(n)
Premium $913.97
2% Fee $45.70
Total $959.67
Family
Premium $1,574.10
2% Fee $78.71
Total $1,652.81

Option 2: Medical, Dental, Vision, and RX
Employee
Premium $551.47
2% Fee $27.57
Total $579.04
Employee + SP/DP
Premium $1,204.21
2% Fee $60.21
Total $1,264.42
Employee + Ch(n)
Premium $1,010.78
2% Fee $50.54
Total $1,061.32
Family
Premium $1,710.25
2% Fee $85.51
Total $1,795.76
*Please note that, effective January 1, 2017, the Trustees have added a Staff Coverage Administrative Fee, which is equal to 2% or 5% of the monthly premium amount. The fee is being charged to all Staff Contributing Employers to cover administrative costs.