Welcome! This section of the website has been designed to provide potential employers with the information that they will need to know prior to joining PHBP.
The documents attached are:
- Participation Agreement - outlines information including the cost to the employer to cover non-union freelance employees in covered categories, what the covered categories are, and much more. Please note that this agreement needs to be signed prior to joining.
- Summary of reduced freelancer dependent cost, effective January 1, 2016 - from a freelancer/employee retention standpoint, this is a huge positive!
- Staff Contribution Monthly Amounts - if an employer elects to cover staff employees (there is no additional cost for freelancers beyond the amount indicated in the Participation Agreement, attached), premium amounts are payable to PHBP from the employer for their staff employees. Please note that the employer may ask that the employee reimburse the employer for up to 25% of the employee-only amount, and may require that the employee reimburse the employer in part or in full for any dependent coverage cost.
- Benefit Summaries -shows basic benefit information, such as deductible amounts and out-of-pocket maximums, across medical, dental, and vision. There are four: for medical, dental, vision and prescription benefits
Of course, PHBP is here to guide you through this process and answer any questions. Please contact Susan Kaiser, PHBP's Executive Director and Business Manager, at 646-370-1431.